Building Better Benefits Together since 1997

 

Ancillary Benefits are a great way to enhance your

Employee Benefits Package so you can attract & retain great talent

Group Planners Inc. can help you build a robust employee benefits package to attract and retain the best talent.  Whether you are looking for Dental, Life, Vision, Disability, Executive Reimbursement or even Pet Insurance GPI can help.  Explore some of the more popular benefits below then give us a call or complete the form below to request more information.

Ancillary benefits can be offered on an non-contributory basis, contributory basis or voluntary basis.

Non-Contributory

Contributory

Voluntary

Employer pays 100% of the premium and 100% of the employees must enroll

Employer and employee share the cost of the premium.

Employee pays 100% of the premium.

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Ancillary Benefits

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Dental insurance is designed to pay a portion of the costs associated with dental care. Dental insurance plans are grouped into three primary categories:

Indemnity plans that allows you to see any dentist you want and you are reimbursed for the covered expenses.

PPO plans that give you the choice of using a participating dentist or a non-par dentist.  The OOP cost for par doctors is generally lower.

Dental Health Managed Organizations (DHMO) in which you are assigned or select an in-network dentist and/or in-network dental office and use the dental benefits in that network.

Group life insurance is a type of life insurance in which a single contract covers an entire group of people. Typically, the policy owner is an employer or an entity such as a labor organization, and the policy covers the employees or members of the group. Group life insurance is often provided as part of a complete employee benefit package. In most cases, the cost of group coverage is far less than what the employees or members would pay for a similar amount of individual protection. So if you are offered group life insurance through your employer or another group, you should usually take it, especially if you have no other life insurance or if your personal coverage is inadequate.

Vision insurance helps offset the costs of routine eye exams and also helps pay for vision correction wear, like eyeglasses or contacts, that may be prescribed by physicians or eye-care specialists.

Employers with at least one person besides the proprietor within the state of NY must offer DBL.  As of 2006, DBL offers a benefit of 50% of weekly wages to a maximum of $170 per week of benefit. The normal waiting period for DBL benefits to start is seven days, and benefits can extend to a maximum duration of 26 weeks.